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Understanding Medicare- Part D

Part D- This is a prescription drug coverage plan created to help cover most or all of you prescription drug costs and that is offered to anyone with Medicare . There are two ways to get coverage and they are by getting a Medicare Prescription Drug Plan (PDP) or through Medicare Advantage plans such as a Health Maintenance Oranization (HMO) or Preffered Provider Organization (PPO) plan. If you get it through a Medicare Advantage Plan, you get all of your Part A and Part B coverage along with Part D.

With a Medicare drug Plan payments include:

  • a monthly premium
  • yearly deductible
  • copayments
  • costs in the coverage gap
  • costs if you get extra help
  • costs if you pay a late enrollment penalty

Your actual drug care plan costs vary upon:

  • the drugs you are taking
  • the plan you choose
  • whether or not you go to a pharmacy in your plan’s network
  • whether or not your drugs are on your plan’s list of medications covered within the benefit plan

If you have questions choosing a Medicare plan that offers the coverage you need, contact us at MedicareSolutions at 1-800-328-7305 where a licensed sales agent will immediately assist you.

 

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